Fundamental Questions About Car Accident Claims

Amy claimant that hopes to be compensated fairly for any losses should know the answer to these fundamental questions.

What laws could influence the outcome for a car accident claim?

Some states have instituted a no-fault insurance policy; other states have kept the traditional at-fault system. The location of an accident could affect the outcome for any resulting personal injury case.

Each state’s statute of limitations determines the amount of time that any victim has in which to initiate a lawsuit against the responsible party. Some states have put a cap on the size of an accident victim’s compensation.

Should the victim of a car accident contact a lawyer?

Those victims that have retained a personal injury lawyer in Highland have ready access to help, when dealing with an insurance company. If you anticipate life-altering changes to your life, as the result of an accident, then you should contact an attorney.

If at any during the claims process, or if the introduction of any issue were to cause you to lose confidence in your ability to handle the situation, then you should call an attorney.

What damages can an accident victim claim?

Injuries and the costs created by those injuries
Lost wages
Pain and suffering: physical and mental discomfort

How to take part in a settlement?

If the accident took place in an at-fault state, then contact the insurance company of the other driver. Expect to get an offer. Decide whether or not to accept that offer; if you do not accept it, then you should make a counteroffer. The exchange of offers and counteroffers continues until the 2 sides agree on a settlement figure.

There is no guarantee that the negotiations will always proceed smoothly. Sometimes the other party refuses to continue with the exchange of offers and counteroffers. When that happens, a claimant might feel unsure about how to handle the situation. As mentioned above, the same claimant ought to think seriously about hiring a lawyer.

If the accident took place in a no-fault state, each driver must look to his/her own insurance company for compensation, unless the value for the damages has exceeded a given level. In that case, the party that has suffered the greatest level of damage has the right to sue the opposing party.

Please note that the answer to each of the above questions has been based on an assumption. That is the assumption that the victim made a point of seeking medical advice during the first 24-hour period that followed the accident.

That would have documented the victim’s injury. In the absence of such documentation, it would be difficult to present a strong case, one that should help to guarantee the winning of fair compensation.

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